Privacy Policy

Effective Date: 09/30/2025

Stoic Budget LLC (“we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains what information we collect, how we use it, and the choices you have.

1. Information We Collect

We collect information you provide directly to us when you:

  • Sign up for our services or book an appointment.

  • Communicate with us by email or through our website.

  • Provide details needed to create or maintain your budget (income, expenses, goals, linked accounts).

This may include:

  • Name, email address, phone number.

  • Financial account information you authorize us to access (via third-party budgeting software).

  • Payment information for subscriptions (handled securely by our payment processor).

We also automatically collect limited information about how visitors use our website (IP address, browser type, pages viewed) for analytics and security.

2. How We Use Your Information

We use the information we collect to:

  • Provide, maintain and improve our budgeting services.

  • Create and update your zero-based budget and related reports.

  • Communicate with you about your account, appointments, or support.

  • Comply with legal and regulatory requirements.

We will never sell or rent your personal information to third parties.

3. Sharing of Information

We only share your information with:

  • Trusted service providers who help us operate our website, process payments, or provide our budgeting platform (e.g., YNAB, Calendly).

  • Our registered agent or legal representatives if required to comply with law.

We do not grant outside parties access to your financial data without your permission, except as required by law.

4. Data Security

We use administrative, technical, and physical safeguards to protect your personal information. When you link your financial accounts to our budgeting platform, connections use bank-level encryption.

Despite our efforts, no online system is 100% secure. Please use strong passwords and do not share your login credentials.

5. Your Choices

You may:

  • Access or update your personal information by contacting us at info@stoicbudget.com.

  • Cancel your subscription at any time.

  • Request that we delete information we no longer need to provide services to you (subject to legal retention requirements).

6. Cookies and Analytics

Our website may use cookies to improve user experience and analyze traffic. You can disable cookies in your browser settings, though some features may not work properly.

7. Children’s Privacy

Our services are not directed to children under 18, and we do not knowingly collect personal information from minors.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will post the revised version on this page with a new effective date.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or our practices, please contact us at:

Stoic Budget LLC
Email: info@stoicbudget.com
Mailing Address: 7643 Gate Parkway Suite 104-793 Jacksonville, Florida, 32256